Can auto insurance company refuse to pay claims if Company Vehicle?

I have a company vehicle for 5 years now and ok to use for personal needs. Now they have come out with new company policy. It states if in an accident on weekends or whenever it is used for personal reasons and I am in an at fault accident all damages and claims will be denied. Another words if I get in a wreck and do damages to vehicles, bodily injury or whatever while driving after work hours or weekends their insurance company will not pay any claims. It states I am responsible for all damages if using for personal use in an at fault accident. Question is can they actually do that. Can their insurance legally deny all claims due to the fact the I was using the vehicle outside of normal hours and for personal use.

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Okay, so here is the story. i was in a private McDonald's car park when the was car meet event, nothing official boy racers if your wish, the car parks were full to the brim with cars parked all over the place, with hardly any lighting at 10 o clock as night, visibility wasn't at its best. i was stuck in a Que of traffic trying to get out of the car park, when the car in front started reversing for what ever reason, so i put my car into reverse, had a glance in the rear view mirror which really was no help because of the poor lighting. I let my foot of the brake as the car in front stated reversing an with in milliseconds i herd people shouting, so i stopped and got out, there was a car right behind me must have on been cm away, with a massive dent in the drivers door. although i didn't even feel a thing i quickly apologised and began to sort the problem. i have no clue whether the driver had his lights on or not. i suspected that i couldn't have done it because i had barely moved and there was no damage to my car what so ever. Although this being my first accident i was nerves so took responsibility. We both decided to sort it out between our selves, i didn't want my insurance to go up as it is high enough already as a young driver, he said he would need a new door and i agreed due to the size of the dent, so he found one on eBay for 150 and would take nothing but that as i only had 100 in the bank at the time we drove to the cash machine he took the 100 and we agreed that i would pay him the other 50 in two weeks when i got paid, i writ a receipt to say that i had paid him this money and there was a following 50 to come, with his signature and address phone number ext... two weeks later herd nothing although i kept the money aside for a couple more weeks just in case, but still herd nothing after over a month he texts me asking for the 50 which i no longer have, i explain to him that he has left if for over month and now expects it instantly. Now he says he is going to put in an insurance claim, which i cant no see happening due to 2 reasons 1. he has already tried to sort it him self and failed to because of a fault of his own 2. because he was on a private car park at an illegal car meet Am i right? or is there anything i should do or know about this situation. Thank you.

Cheap No fault insurance for 18 yr old?

Health Insurance, Texas?

OK I'm 20 and have a part-time job, I don't have health insurance and don't know much about it. Anyway I mainly doing it to see a docter, to see if I have any problems like adhd, bipolar or whatever, which I THINK I may have. Anyway whats a good/affordable plan if thats all I want to do? Maybe something that will cover prescription drugs, if needed.

What are average caar insurance prices for an 18 year old?

just need some numbers for the price for the whole yaer

Can I get insurance subsidies under the affordable care act?

I'm 56 years old and still working and get insurance through my large employer. But, let's say I decide to retire. I'm single with no dependents. My net worth not ...show more

How much is insurance for 2008 bentleyy?

DO they Ask How you Got the money if you buy it just wondering thats my dream car lol

Insurance Help Please?

I got a letter today saying that my health insurance is about to be canceled. I have been on my mom's insurance forever. She is disabled and can not work so it was a state funded program. (Tenncare) I am too old to stay under hers anymore so I applied myself. Here are my qualifications . I am 19 and a full time college student. I have a part time job and make about 500-600 a month. My total monthly bills are about 450 (not counting gas and food). I am having to depend on my family to even survive right now. I don't understand why I was denied health insurance when I basically make negative money a month? I am really worried because I just found out I have PCOS with a large cyst on my right ovary and I may have to have surgery soon. I am going to the doctor at least once a month to track the growth of the cyst. I honestly can not afford my own health insurance. Is there anything I can do? Also the place I work does not offer health insurance. Thanks in advance.

The minimum amount your auto insurance must cover per accident is?

The minimum amount your auto insurance must cover per accident is in california?? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000

Will it cost more on car insurance to tow a trailer tent?

Insurance quesion, help!?

Cash value life insurance is more expensive than term insurance because a. it is usually sold to older people who have higher mortality. b. higher rates of interest are earned on term policy investments. c. whole life is subject to adverse selection. d. the whole life contracts include both a protection element and a savings or investment element. e. none of the above. Is this one C? Past efforts to address the growing imbalance between tax-paying workers and social security beneficiaries have included a. increasing the social security (FICA) tax rate. b. increasing the maximum income subject to the social security tax. c. increasing the normal retirement age. d. taxing part of social security benefits. e. all of the above. This one E? The Consolidated Omnibus Budget Reconciliation Act (COBRA) contains provisions that a. allow continuation of group health insurance by employees and certain dependents upon the occurrence of designated events. b. apply to all employers offering group health insurance to employees. c. require an employer to pay the cost of continuing former employees' health insurance for up to 36 months. d. allows terminated employees to continue their group health insurance for up to 36 months. e. all of the above. This one E?

No fault coverage of automobile insurance in California?

What is no-fault coverage? When you get in an accident, how it works? I don't know and understand the term.

Should I buy my own insurance?

I'm a named driver under my husband's insurance for 2 years. Just brought another car, if the insurance under my name + husband it cost 450, if under my husband's name + me it cost only 200, is't better buy my owne one?

Can auto insurance company refuse to pay claims if Company Vehicle?

https://www.linkedin.com/pulse/what-cat-d-car-more-expensive-insure-ryan-walsh/